January 2026 monthly avg: bottom $98,917; starter $204,539; mid $304,501.
Higher tiers: high $461,103; luxury $971,440 in Cincinnati.
Cincinnati median household income: $89,342.
Nationwide prices are higher: bottom $125,384; starter $260,000; mid $375,000.
Nationwide high $581,000; luxury $1,341,493; median household income $87,934.
