In 2026, buying a home is cheaper than renting in 57.7% of U.S. counties, especially in the Midwest and South, while renting is more affordable along the West Coast. Homeownership costs take up less of the average local wage in many areas, with some counties showing declining property values. Median home prices vary widely, with the cheapest found in certain Midwest and Southern counties. Affordability remains a challenge, but buying is generally more cost-effective than renting nationwide.
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