Financial assistance for homebuyers is available nationwide, including for those who have owned homes before, as many programs define first-time buyers as those who haven't owned a principal residence in the past three years. Assistance includes grants, low-interest loans, reduced down payments, and tax credits. Eligibility often depends on income, location, and homebuyer education. Programs exist for retirees and those with low credit, with options from federal, state, and local sources.
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